Ted Kotsakis

Ted Kotsakis is charged with creating a superior backroom office team, managing Regional Vice Presidents for point of sale and broker support as well as case design and underwriting for large and tough-to-place cases. Ted has been in the insurance business since 1985, and has held managerial positions with Prudential and AIG Life prior to creating PLUS Financial Network.

Ted holds a Bachelor of Arts degree in Economics and Communication from The University of Michigan. Ted served on the Michigan League of Savings Institutions advisory committee when the member financial institutions were looking for guidance on how to enter the insurance distribution business. When continuing education was put in place, Lawrence University’s insurance department asked Ted to be on their advisory committee to help them develop curriculum. Over the years, Ted has also served on insurance companies’ product advisory committees. Ted is a current member of NAILBA, NAIFA and AALU and is a past president of NAIFA of Greater Detroit. Ted is the 2013 recipient of the E.H. “Bill” Meyers, Jr. Memorial Award For Outstanding Service To The Life Insurance Industry. Ted’s unique experience and talents have helped many brokers and agencies develop strategic business plans for their practices and assisted with implementation.

Lloyd West, FLMI

Lloyd A. West, FLMI is a graduate of St. Louis University, and has received his Fellow, Life Management Institute (FLMI) designation from the Life Office Management Association, as well as achieved the Fellow, Academy of Life Underwriters (FALU) designation.

Mr. West has served as President of the Midwest Life Underwriters Association and the St. Louis Association of Life Underwriters, and has served as a valued board member of the Greater Detroit chapter of the National Association of Insurance and Financial Advisors. Additionally, he has been a speaker and presenter at many industry conferences and is a published author, contributing numerous articles to national insurance publications.

In 1983, Mr. West joined Professional Life Underwriters Services, LLC (PLUS), a full-service brokerage general agency founded in 1965. Under his leadership, PLUS built an outstanding reputation for personal service, a broad portfolio of carriers and an unmatched ability to offer the best in competitive Life, LTC, Disability Income and Annuity products. Mr. West’s profound knowledge of underwriting also made the agency a leader in the area of impaired risk case placement.

In 2011, PLUS merged with Midwest Financial Network (MFN) to become PLUS Financial Network, and today remains committed to the agent community, as an advocate and leader in providing insurance solutions for producers and their clients.

Noelle Kotsakis

Noelle is committed to the ongoing review and improvement of the Plus Financial Network’s internal processes. Her focus is on ensuring Plus Financial Network’s customers have a great experience each time every time. She has a special talent in marketing and has been a valuable asset to the growth of PFN. Noelle brings a unique blend of vision and experience to the company. Her past work experience includes outside sales and services with Paychex, as well as Business Develop Manager with a Professional Employer Organization (Genesys). When Ted Kotsakis started his own Brokerage General Agency, Midwest Financial Network, in 2002, Noelle joined Ted to build the inside of the company while Ted developed the outside sales. In 2011, when Midwest Financial Network merged with Professional Life Underwriters Services, LLC to become Plus Financial Network, Noelle was instrumental in assisting with the transition team. With Ted taking 100% control of Plus in January of 2015, Noelle has returned to take on a larger and more active role of operations once again. Noelle holds a Bachelors of Business Administration degree from Eastern Michigan University and is a big Detroit Tigers fan!


Sonya Hubbard

Sonya Hubbard serves as the Director of New Business and Operations for PLUS Financial Network. Her daily focus is to ensure proper processing of new business using innovative methods in a technological environment. Sonya is committed to the ongoing review and improvement of our processes, cultivating strong relationships with agents and providing the highest level of service.

Sonya brings 20 years of life Insurance experience to PLUS Financial Network. She began her career at Royal Maccabees as a Budget Analysis. After six years, Sonya joined Alexander Hamilton Life as a New Business Specialist primary responsible for high end insurance certificates and special managerial reporting. In 1996, Sonya had the opportunity to expand her knowledge and experience by joining Professional Life Underwriters Services, Inc. PLUS afforded Sonya the opportunity to work directly with brokerage agents, assist agents with case management and work with technology to ensure professional services at all times.

Deborah Lawrence

Debby started at PLUS in 2013 as Commission Specialist and has since expanded her role to include Licensing. Debby has the ability to navigate insurance company home offices to get the job done. One of her biggest strengths is her attention to detail.  Debby has a background in accounting with over 12 years of experience.  She has an Associate’s Degree from Detroit College of Business.

Bernadette Furca

Bernadette Furca brings over 20 years of brokerage experience to PLUS Financial Network as our Regional Vice President. She started her career at an independent IMO, where she recruited agents to sell annuities, long term care, and life insurance. As a Brokerage Manager she worked with agents throughout southeastern Michigan and northern Ohio. In 2003, she worked as the Brokerage Director and Long Term Care Specialist with Mass Mutual, which gave her the opportunity to work with independent brokers and career agents, assisting them with case design and placing their long term care, life and disability cases. In 2005, she had the opportunity to work for Union Central as a Brokerage Representative in the Greater Michigan DI Center, and in 2006 she was awarded the Brokerage Representative of the Year for highest sales volume in the company. In 2007, she became the Agency Manager of the DI Center, running all aspects of the agency and assisting brokers with case design and placing their life and disability cases. Bernadette holds a Bachelor of Arts degree in Liberal Arts, with a major in English.

Bernadette is available to assist you with: Case design, point-of-sale and joint calls, impaired risk cases, placing rated cases, as well as any and all aspects of the sales process.

Chad Boreen

Chad Boreen graduated from University of Minnesota in 1992 with a Bachelors of Individualized Studies degree. Chad has been in the life insurance business for 20 years. He spent eight years as an agent and then became a Regional Sales Manager for AIG Life Brokerage in 1999. In August of 2003, Chad partnered with Midwest Financial Network, becoming the Regional Vice President, and helping it to become one of the Midwest’s leading brokerage agencies.

In August of 2011, Midwest Financial Network (MFN) and Professional Life Underwriters Services, LLC (PLUS) merged to become PLUS Financial Network. Chad serves as a external wholesaler representing multiple life insurance, long term care, annuity and disability insurance companies for PLUS Financial Network.

Chad is available to assist you with: GA opportunities, Brokers contracts, Advanced Case Design, Joint Sales, Seminars, and Impaired Risk cases.

Courtney Curtis

Courtney Curtis is a dedicated and active partner in helping you and your business. He lives in Draper, Utah and is married with four children. He graduated from the University of Utah in 1991 with a bachelor’s degree. He loves the outdoors and is an avid hiker, skier, softball player, and more.
Courtney has worked for over 25 years in the life insurance brokerage world. During that time he has filled many positions including recruiter, case design specialist, and underwriting specialist. He uses the unique skills that he has acquired from these positions to negotiate with both insurance carriers and clients, and he has placed in force thousands of cases. His distinctive abilities have also allowed him to foster and place in-force individual life insurance cases with premiums of over $1,000,000. He believes passionately in what he does and is a strong advocate for his clients. He is dedicated to help you take the next step with you to advance your business.

Chris Canada

Chris is part of the “feet on the street” team at PLUS and focuses mainly on the recruiting and retaining financial professionals to work with our team. He has transitioned from an internal role in 2017 to now covering much of the Midwest as a relationship manager. Chris also spearheads many of our initiatives with AIMCOR EIG, which focuses more on the institutional advisor. He is one of the product experts in the office and is happy to handle quote requests of any variety, from run of the mill term to more advanced concepts. With a background in the hospitality industry, Chris strives to make every encounter with PLUS a memorable one. His goal is to create “raving fans” out of our clients and shows that on a daily basis. He holds his life and health license, series 6 and 63, and will be pursuing his CLU in the future. Chris graduated from Eli Broad College of Business at Michigan State in 2015.

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2155 Butterfield Dr., Suite 102 South, Troy MI, 48084 · Phone: 1.800.887.7587 Fax: 248.603.3595 

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